Taking care of your vision as you age should be a top priority. Knowing when to seek professional care is important to maintaining the health of your eyes and protecting your vision.
Are you wondering how often you need a vision exam? Taking care of your vision as you age should be a top priority. Knowing when to seek professional care is important to maintaining the health of your eyes.
What is Medigap Insurance? If you determine that Medicare does not fully meet your health care needs, you should consider adding a Medigap policy to your Medicare plan.
Medicare was created to pay certain medical expenses for those over the age of 65. Unfortunately, large omissions in coverage can make it difficult for seniors to get the health care that they need. If you decide that Medicare does not fully meet your health care needs, you should consider adding a Medigap policy to your Medicare plan to ensure complete coverage.
Senior citizens face a significant amount of complex legal issues that are much different than those faced by the younger population. Working with an elder law attorney provides numerous benefits that are personalized to meet the specific needs of an aging population.
In many cases, an elder law attorney can handle:
Although eating well is important for people of all ages, it is especially important for senior citizens. However, physical limitations and various health issues often make it difficult for the elderly to get the nutrients that they need to maintain a healthy, balanced diet.
Unfortunately, 15 to 50% of the elderly population is subject to poor nutrition and malnutrition. In many cases, the symptoms of poor nutrition, such as disorientation, weight loss, and reduced energy, are often mistaken as symptoms of illness or disease.
No one plans for the day when he or she will lose the ability to drive safely. Many people know when friends or family are no longer safe drivers, but may not realize that it is time for them to stop driving, too. When faced with the loss of independence, reduced mobility, and isolation that can accompany the loss of driving privileges, a senior citizen may become defensive of his or her driving ability.
For many people, the challenge of caring for an elderly family member is part of their daily lives. Family caregivers that have dedicated their time to taking care of an elderly loved one often have little time to take care of their own needs. In many cases, the sole family caregiver lives far away from other family members or friends who may be able to offer assistance. As the number of elderly caregivers in America increases, so does the number of caregivers suffering from exhaustion, isolation, and depression.
After years of paying into the Social Security system, many Americans are surprised at how difficult it is to collect disability benefits in a time of need. Though you have no choice but to pay into the system, the Social Security administration does have choice as to whether or not to pay your claim for disability benefits. To collect any benefits, you will have to meet a strict set of guidelines, proving that you are unable to work for more than a year or will face death because of a disability.
Unfortunately, many families worry about the high cost of nursing home care and are concerned about nursing home payment options. In many states, there are a variety of funding options available for those that need 24-hour care. While the assistance that you receive is based on your specific situation, there are resources that you can seek out to help you find the money that you need.
Many people consider these nursing home payment options when looking for ways to pay for nursing home or skilled nursing care:
Estate planning can benefit any senior citizen or aging couple with assets they hope to preserve and protect. Whatever the size of your estate, you need an estate plan to make sure that the right parties inherit your valuable assets. Your estate plan can also limit the amount of taxes that your beneficiaries may owe.
The following estate planing tips may be helpful for you, even if you already have an estate plan in place:
A supplemental needs trust is designed to provide benefits to, and protect the assets of, physically or mentally disabled people. A supplemental needs trust is set up for a disabled person with funds provided by a third party. These trusts still allow such persons to qualify for and receive governmental health care benefits, such as long-term nursing or home care benefits and Supplemental Security Disability.
