For many seniors, the prospect of needing long-term care is disconcerting at best and terrifying at worst. The costs involved in long-term can quickly decimate an estate that took a lifetime of hard work to acquire. Today, the importance of a quality long-term care policy is becoming increasingly obvious. However, few people understand the elements a policy should include. So, eldercare experts routinely point out What a Good Long-Term Care Policy Should Include. There are five things that should be considered when obtaining a long-term care policy.