As your parents get older, they may want to stay at home instead of moving into a nursing home.  However, this can pose a challenge if they struggle to complete daily tasks without assistance. While you may assume that moving your parents to a nursing or care facility is your only choice, keeping your parents at home is now a viable option.

To help your parents safely stay at home as they age, follow these tips:

Day-to-day activities, such as grocery shopping and doctor’s appointments, may seem like impossible tasks for those experiencing limited mobility. Plus, many older adults have enjoyed caring for others throughout their lives and are uncomfortable receiving help. Accepting help, especially from someone outside their family, is difficult for these seniors.

These symptoms may indicate that seniors are beginning to experience a loss of independence:

Paying for in-home care often poses a challenge for many working families due to its high cost.  However, in-home care is often necessary to help an aging parent or spouse stay in the home they love. Because of this, it is important to consider the cost of in-home care during estate planning. 

There are certain health plans and types of long-term care insurance that offer a specific amount of coverage for home health care.  You should contact your insurance provides to find out what is covered.

In-home care may be covered in these situations:

Failing to plan for Alzheimer’s care can spell disaster for any family. Read on to learn the importance of planning for Alzheimer’s care.  

After years of paying into the Social Security system, many Americans are surprised at how difficult it is to collect disability benefits. Although you have no choice but to pay into the system, the Social Security administration does have choice as to whether or not to pay your claim for disability benefits. To collect any benefits, you will have to meet a strict set of guidelines. Even if you have a solid case, the processing time for disability benefits might shock you.

Did you know that a sleep deficit has serious implications for your brain? Sleeping less than seven hours has been linked to memory loss and even Alzheimer’s disease in the elderly. Learn why it’s important to get sleep to keep your brain and body healthy.

Is long-term care insurance right choice for you and your family? Should you or a loved become unable to perform daily living activities like eating, dressing yourself, and using the bathroom on your own, long-term care insurance offers protection against potentially devastating health care expenses.

It’s the time of year when many people make New Year’s resolutions, which often include starting good habits or stopping bad habits. Senior citizens can greatly benefit from making resolutions that relate to health and wellness or learning a new skill. Learn how these New Year’s resolutions for senior citizens can help you or someone you love enjoy another healthy and happy year.