Paying for in-home care often poses a challenge for many working families due to its high cost. However, in-home care is often necessary to help an aging parent or spouse stay in the home they love. Because of this, it is important to consider the cost of in-home care during estate planning.
There are certain health plans and types of long-term care insurance that offer a specific amount of coverage for home health care. You should contact your insurance provides to find out what is covered.
In-home care may be covered in these situations: